Life { Faith } Tea

and ramblings on everything in between

Let’s Talk Money: Back to Basics



A friend and I were recently marveling over the fact that it’s pretty standard for young adults to have no clue about personal finances. Somehow we make it through 12 years of schooling, and for some of us, another 4 years of undergraduate studies without knowing more than how to balance a checking account and apply for a credit card.

My friend wonders why personal finance isn’t a gen ed class. It wasn’t at our university, anyway. Why is no one explaining what the interest rate on student loans adds up to after 20 years? Why are most of us so clueless on 401(k) options, money market accounts, and exchange traded funds?

Apparently I need to make it one of my goals to drive financial education forward for our youth.

As I’ve worked to better educate myself on how to wisely manage my finances, I’m reminded again and again that it’s always good to return to the basics. The basics are building blocks for a strong financial foundation. As much as I want to jump forward to the fully stocked emergency fund and maxed out 401(k) contribution, I need to make sure the basics are in good working order before moving on to the next financial step (or dream).

Here’s a round-up of basic financial blogs to help you refocus:

Get on a budget – and stick to it –

Build an emergency fund

How a spending fast can change your

An overview of paying student

The benefits of hustling and working side jobs –

Investing 101 –

How much do you need to save for retirement?

Reasons for every woman to



2 comments on “Let’s Talk Money: Back to Basics

  1. Danielle @ No Need For Mars
    September 25, 2015

    I’m in this EXACT predicament! Thank you for the wonderful list of resources!

    • Ashlee
      October 6, 2015

      I’m so glad you found the list helpful! I hope they have helped you to refocus on your finances.

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This entry was posted on September 24, 2015 by in Finances, Money, Simple Living and tagged , , , , .

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